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Regulatory Insight

PreNeed and Perpetual Care Trusts can be complicated and what you don't know can hurt you.  It's our promise to keep you informed with all the latest developments, trends, and legislation.  What we know, you'll know.  Please check out the FSI Digital Brochure explaining the different services we offer.  [Digital Brochure]

April 2021

Can changes be made to a preneed contract either during the life of a beneficiary or after his or her death? Until 2016, the answer was no. However, amendments to Section 497.459, Florida Statutes, loosened the restrictions. Learn about these changes in a recent write-up from WRW Legal.

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January 2021

Did you know that passwords of fewer than 10 characters that use only numbers can be guessed instantly, while passwords of 14 characters that include numbers, uppercase and lowercase letters take 2,000 years to hack? Learn password best practices that can help protect your families’ data in a recent write-up from WRW Legal.

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October 2020

Did you know that passwords of fewer than 10 characters that use only numbers can be guessed instantly, while passwords of 14 characters that include numbers, uppercase and lowercase letters take 2,000 years to hack? Learn password best practices that can help protect your families’ data in a recent write-up from WRW Legal.

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July 2020

Sales processes have become more complicated now that funeral directors are not sitting across from consumers at arrangement room tables as frequently. While leveraging technology can be highly beneficial during this time, there are important laws and processes to follow to ensure you remain in compliance. Learn more in a recent write-up from our dear friend and general counsel, Wendy Russell Wiener, of WRW Legal.

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October 2019

In case you missed it, The United States Postal Service (USPS) recently announced new protocols pertaining to shipping cremated remains. Here is a quick overview of the new protocols and how it might pertain to your business and your clients.

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Regulatory Update: A Will is NOT a Written Vivos Authorization!

July 2019

Some believe that a will is universally accepted as a written authorization to make the decedent’s final arrangements, which is not true. Read more from Wendy Russell Wiener, General Counsel of FSI and partner at Nelson Mullins Broad & Cassel about this issue.

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April 2019
Many preneed licensees continue to make a key mistake when preparing irrevocable preneed contracts:misidentifying the "Purchaser." Who should be identified as the "Purchaser? " Find out and read more about how to correctly prepare an irrevocable preneed contract here.
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January 2019
Many preneed licensees continue to make a key mistake when preparing irrevocable preneed contracts:misidentifying the "Purchaser." Who should be identified as the "Purchaser? " Find out and read more about how to correctly prepare an irrevocable preneed contract here.
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July 2018
Funeral Services, Inc. and Argent Trust Company have jointly developed a master trust program that offers funeral directors and cemetery owners a turnkey solution for their PreNeed and Perpetual Care Trusts. Through this program, owners and operators will benefit from the resources and expertise of both a trustee and deathcare administrator within one agreement. The program will initially be available in Alabama and Arizona, in addition to other states in the future.
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April 2018
Many PreNeed licensees are unaware that their state’s law permits the sale of nonguaranteed price PreNeed contracts. It was long the tradition in the deathcare industry for PreNeed sellers to offer only guaranteed price PreNeed contracts. But, many sellers need not be limited in that way. Read about the benefits of Florida’s nonguaranteed PreNeed contracts here.
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